The text said it was a certain bank (not really the bank, so name removed to protect them). Calling the number got a machine asking for lots of numerical information: account, date of birth, zip code, credit card security code, etc.
OBVIOUSLY a phishing expedition. Don’t be fooled. Don’t give it the information it wants, your account will be charged! Report it to the authorities and to your bank.
Posted by exposingscams on January 20, 2016
“At home” collections, if not handled properly, can have disastrous consequences for the incompetent collector. EZCORP, of Austin, TX learned a hard lesson. As a result of improper collection practices, its entire loan portfolio was wiped out!
Posted by exposingscams on December 24, 2015
Oxford Law is a collections law firm based in Levittown, PA. It was founded, apparently, by Thomas Alvin Landis.
Landis, it is documented, was suspended from the practice of law for five years, starting in 2012. Landis’ suspension results from his misappropriation of clients’ funds.
Oxford Law carries on, presumably relying on the “Oxford” name to lend some credibility, though, as far a we can tell, the firm has nothing to do with Oxford University in England.
A Zoominfo profile shows Ryon Alan Gambill as being involved in business development for Oxford Law. Gambill was the operator of Marauder Corporation. Many accusations had been made concerning Marauder, including harassment and the abuse of credit reporting databases, most notably Experian, to engage in skip tracing. Gambill, himself, has been convicted of harassment in California and has an outstanding warrant for harassment in Virginia. Gambill, who bragged about his financial expertise and sophistication, lost his home to foreclosure.
Marauder eventually fell apart, despite Gambill’s efforts to raise money.
Despite the fact that Gambill’s profile lists him as being with Oxford Law, they deny it. In fact, when an attempt was made to serve Gambill at Oxford Law’s offices, the process server was told they had never heard of him! Clearly, someone is lying. Either Gambill works at Oxford Law or he does not. If he does, then Oxford Law acted improperly when they refused the subpoena. If he does not, Oxford Law should contact Zoominfo and have the erroneous information removed.
At this point, all that can be said is shame on both Ryon Alan Gambill and Oxford Law.
Posted by exposingscams on October 20, 2015
The fun, such as it is, begins with a call from (773) 657-4391. You’ll be asked how long you’ve been in business, and what the turnover in your business checking account is. Pretty much, unless you tell them you’ve only been in business for three weeks and the account has a negative balance, you’ll be approved.
Upon approval, you are forwarded to a so-called “lender.” This person asks a few more questions. They sound very encouraging, and make sure they have your phone number to follow up. If you ask questions, they are vague, but make it clear that there’s no credit check, no background investigation, no due diligence. About the only piece of information you get is that they are “Target Advance.”
A few hours later, you get a call from (844) 852-6512. Now the company is “Merchant Capital Partners” or “Merchant Quick.” It is not clear from speaking to them that they are connected, but it seems that they are. These people ask more questions, and continue to extol the amounts they lend and the sparseness of the requirements for receiving the loan.
Where does it all go? Not sure, but it can’t be good. Advice: do not give these people anything like banking details. If they are persistent, demand that they remove you from their call list. If they don’t do that, waste their time on the phone, tell them you have been in business for twenty years, have a monthly turnover of just under a million dollars, and tell them you own the patent for alternating current.
Posted by exposingscams on September 25, 2015
What’s going on at Ocwen?
Routine correspondence from them is full of solicitations for insurance products.
Are they in some kind of trouble? Could they be trying to raise cash by engaging in direct mail marketing?
Ocwen’s future is uncertain at best. Many analysts have rated Ocwen’s stock (symbol OCN) as sell for this reason.
Customers also complain about poor service-specifically, that all calls to Ocwen seem to handled by call centers in India.
Customers complain that the Indian employees often have poor comprehension of mortgage servicing, and, even if they do understand the problem, they are not empowered to do anything except ask the customer to send a letter to Ocwen’s offices in West Palm Beach, FL.
Posted by exposingscams on October 7, 2012
Intelius, operated by Naveen Jain, is a notorious source of privacy invasion. It is also one of the primary tools used by unscrupulous debt collectors.
Get out of Intelius-it is easy. This article shows you how!
Posted by exposingscams on November 4, 2011